Smarter Fraud Prevention for Online Merchants
Reduce chargebacks, eliminate false declines, and boost revenue with AI-powered orchestration and EMV Tap & PIN for e-commerce.
Explore Our PlansThe Challenges Online Merchants Face
Online merchants are trapped in a constant, impossible tradeoff between stopping fraud and accepting legitimate sales.
LOST REVENUE
(False Declines)
($443B total annual losses worldwide 2024)
Legitimate customers incorrectly flagged as fraudulent — every false decline is a lost sale
LOST REVENUE
Card Not Present FRAUD
($44.3B total annual fraud losses worldwide 2024)
Fraud cases lead to chargeback fees, lost inventory, and operational costs
HIGH COSTS
Anti-Fraud Tools
(AI fraud scoring)
(3DS2)
Complex tools create tech headaches and drive up costs
How Securter Works
Securter provides a U.S.-patented (2025) mobile app and no-code platform that enable merchants to intelligently route transactions and manage payment security from a single, simple dashboard.
Patented EMV 'Tap & PIN'
Bank-grade, 'card present-like' authentication for online purchases
No-Code Rule Builder
Automate smart rules for high-risk transactions without coding
3-Layer Smart Orchestration
EMV, 3DS2, and AI work together for optimal routing
Real-Time Dashboard
Monitor all transactions and security metrics in one place
Proven Results for Your Business
Securter delivers measurable value by solving the impossible tradeoff between fraud prevention and revenue growth
RECOVERED REVENUE
(False Declines)
Revenue Recovery
Accept legitimate transactions that would have been incorrectly declined — capture lost sales and grow revenue
REDUCED CNP FRAUD
(Chargebacks)
Chargeback Reduction
Stop fraudulent transactions before they happen — eliminate chargeback fees, lost inventory, and operational costs
REDUCED COSTS
(Anti-Fraud Platform)
Cost Savings
Replace expensive, complex fraud tools with one intelligent platform — reduce security costs while improving performance
The Securter Advantage: Enhancing Your Wallet Integration
Digital wallets like Apple Pay and Google Pay are essential payment methods. Securter enhances these wallets by adding an extra layer of security and intelligence, helping you maximize their value while minimizing complexity.
Common Challenges with Standard Wallet Integration
Technical Complexity
Ongoing Maintenance
- Ongoing management of cryptographic keys & certificates
- Multiple APIs to coordinate (Apple, Google, Samsung)
- Configuration updates can affect domain verification
Browser-Level Security Considerations
Protection Beyond the Wallet
- Browser-based transactions can be vulnerable to advanced malware
- Transaction manipulation risks at the browser level
- Additional security layers provide extra protection
Approval Optimization Opportunity
Enhancing Transaction Approval
- Banks use risk-based authentication that may decline legitimate purchases
- High-value or unusual transactions often require additional verification
- Stronger authentication can improve approval rates
How Securter Enhances Your Wallet Payments
The "Security Lock"
Stopping Fraud in Its Tracks
- Unique Transaction ID cryptographically bound to payment token
- Mathematical seal breaks if hacker tries to redirect payment
- "What You See Is What You Sign" guaranteed
One Integration, Total Peace of Mind
Zero Maintenance
- Install Securter Widget once — we handle all wallet connections
- Universal flow for desktop (QR) and mobile (button)
- We manage updates, certificates, and compliance changes
Why Upgrade to Securter?
| Feature | Standard Direct Integration | Securter Patented Flow |
|---|---|---|
| Integration Effort | High: Multiple APIs to maintain | Low: One widget does it all |
| Security | Vulnerable: Exposed to browser malware | Bulletproof: "Security Lock" prevents tampering |
| Approval Rates | Lower: Banks guess and decline valid sales | Highest: Definite proof boosts approvals |
| Maintenance | Constant: Manual certificate updates | None: Fully managed by Securter |
Securter transforms digital wallets from a simple payment method into a powerful engine for security, revenue growth, and operational efficiency.
Seamless Integration
Plug-and-play with your existing payment infrastructure
Flexible Pricing Plans
Choose the plan that fits your business needs
Platform Plans - Your Control Center
Small businesses & new merchants
Growing stores with 10K+ txns/month
Multi-channel or higher risk merchants
Transaction-Based Pricing - Pay-As-You-Go
| Feature | Cost (USD) | When It Applies |
|---|---|---|
| EMV(For Ecommerce) + AI + 3DS2 (Standard Flow) | $0.15 per txn | Default secure flow for most purchases |
| Micropayment Option | 0.30% of txn | For purchases under $50 |
| KYC Identity Verification | $2.00 per check | Triggered on high-value txns (> $10K) or merchant rule |
EMV Tap & PIN gives your customers a card-present experience online — no typing, no skimming, no phishing.
You're In Control
Inside your Securter dashboard, you can:
Set transaction thresholds for KYC
Customize when identity verification is triggered
Customize risk triggers
Define your own fraud detection rules
Track authentication flow
Monitor each customer journey in real-time
Instantly see fraud scores
Get immediate insights and decline reasons
Why Merchants Choose Securter
Reduce chargebacks and false declines
Gain control over your checkout security
Plug-and-play — no complex integrations
Only pay for what you actually use
Ready to Get Started?
Start with the Starter Plan for just $49/month — or contact us to tailor a solution that fits your needs.